Don’t Accept an Insurance Settlement Offer After a Car Accident!
If you were injured in a car accident and have determined that you have a personal injury claim, it can be difficult to know what the value of that claim might be. Often an injured party has no idea how to assign a value to their injury because they’ve never been through it before. However, insurance adjusters, although they have no legal training, speak with dozens of injured parties every day and have access to a national insurance database. That adjuster knows the value of your claim and is paid NOT TO TELL YOU. An insurance adjuster is not going to advise you that you are participating in an adversarial process.
An insurance adjuster is merely going to offer you as little money as possible in exchange for your release of the right to bring a lawsuit later.
Working with an attorney is the only way to level the playing field. In fact, in most cases, because the adjuster has no legal training, the advantage is yours once you have legal representation from a trained car accident attorney.
The Most Important Reason NOT to Accept an Insurance Settlement Offer
It is usually very difficult to treat, replace your vehicle, live the routine of daily life, and learn enough law to negotiate with an insurance adjuster. Remember that this is an adversarial process. If this is your first claim, you will be negotiating with an insurance adjuster who has negotiated hundreds or even thousands of claims. That disparity in experience means that, while you have no practical idea of the value of your claim, the insurance adjuster does, has no reason to be honest with you about that value, and is actively working against you.
Another reason not to try to negotiate on your own is that there are years of legal precedent and statutes that you do not know.
A personal injury attorney, on the other hand, is very familiar with laws and statutes pertaining to injury accidents. In my experience, insurance adjusters often do not know the law. Only an experienced personal injury attorney will know the law and be able to bring his or her knowledge to bear against the insurance company. This is one area where what you do not know will hurt you. It is also true that one of the only ways an injured party can actually screw up their own claim is by talking at length on a recorded line with the adverse insurance carrier. It can be hard for even an experienced attorney to undo that damage.
Contact Kansas City Car Accident Lawyer Donovan Dodrill
As a car accident lawyer in Kansas City I’ve helped thousands of injured people, both locally and across the country, reach settlements in their cases. Since I deal with auto accident lawsuits every day, I know exactly what to do to quickly and effectively begin litigation. As a highly experienced car accident attorney, I’ll address all the liability or negligence issues in the accident to prove who was at fault and build a solid case on your behalf so you can focus on your physical and emotional recovery.