“Only Pay For What You Need” Is Irresponsible

“Only Pay For What You Need” Is Irresponsible

A man sporting a 1970s brush mustache, improbably accompanied by an enormous flightless bird, saunters into the camera frame and proudly declares that you’ll “only pay for what you need.” These ads are everywhere and, in my opinion, they are irresponsible. They expressly encourage people to buy the bare minimum insurance coverages required by law.

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